PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE. BY ACCESSING OR USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS. ADDITIONAL TERMS MAY APPLY TO YOUR ACCESS AND USE OF SPECIFIC PORTIONS OF THIS SITE, AS INDICATED. THE INFORMATION CONTAINED ON THIS WEBSITE IS NOT AN OFFER TO SELL, OR A SOLICITATION OF AN OFFER TO BUY ANY INVESTMENT FUNDS, PRODUCTS OR SERVICES. YOU UNDERSTAND THAT THE INFORMATION PROVIDED ON THIS WEB SITE IS INTENDED TO HELP YOU UNDERSTAND THE GENERAL ISSUE AND DOES NOT CONSTITUTE ANY TAX, INVESTMENT OR LEGAL ADVICE. CONSULT YOUR FINANCIAL, TAX OR LEGAL ADVISOR REGARDING YOUR OWN UNIQUE SITUATION AND YOUR COMPANY'S BENEFITS REPRESENTATIVE FOR RULES SPECIFIC TO YOUR PLAN. Site Operation American Northwest Retirement Plan Services LLC operates this site from its offices within the United States of America. American Northwest Retirement Plan Services LLC does not represent that the information in this site is appropriate or available for use in other locations, and access from certain locations may be strictly prohibited. Those who access this site do so on their own initiative, at their own risk and are responsible for compliance with all applicable local laws. The laws of the State of Washington, USA, will govern any claims relating to the use of, and the information contained on, this site. Right to Modify American Northwest Retirement Plan Services LLC reserves the right to modify the rules and regulations governing this site at any time upon reasonable notice. Users who continue to access and use this site after such notice are deemed to be aware and bound by any changes to these rules and regulations. You agree that notice of such changes on the site itself shall constitute reasonable notice. American Northwest Retirement Plan Services LLC reserves the right to make any improvements or changes to the content of this site at any time. Remedies American Northwest Retirement Plan Services LLC reserves the right to seek all remedies available at law and in equity for violations of the rules stated within this site, as well as the right to restrict access to this site. Disclaimer American Northwest Retirement Plan Services LLC intends for the information contained in this web site to be accurate; however, errors sometimes occur. Therefore, AMERICAN NORTHWEST RETIREMENT PLAN SERVICES LLC DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE, INCLUDING WITHOUT LIMITATION ITS MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL AMERICAN NORTHWEST RETIREMENT PLAN SERVICES LLC BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THIS WEB SITE. Updated: April 9, 2003